By whom

Salaried and Self-Employed Applicants Welcome

Purpose: Residential Property Purchase, Balance Transfer, Self-Construction, Plot + Construction

Key Features
  • Repayment tenors of up to 20 years.
  • Top-up facility available.
  • Refinance facility offered.

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Documents Required for Home Loan Application

Income Documents (Applicant / Co-applicant):

  • Salaried Individuals:
    • Duly filled application form with photographs of all Applicant & Co-applicants, signed across.
    • Proof of Residence:
      • Valid Passport
      • Valid Driver's License
      • Voter's Card
      • Aadhaar Card (Applicant & Co-applicants)
    • Proof of Identity:
      • Voter's Card
      • Valid Driver's License
      • Employer's Card
      • Aadhaar Card (Applicant & Co-applicants)
    • Proof of Income:
      • Last 3 months' Salary Slips / Salary Certificate with Deductions.
      • Permanent Address confirmation from Employer.
      • Minimum 6 Month Updated banking of all bank accounts for Applicant / Co-applicant(s).
      • Loan Statement for all Current / Closed Loans.
    • Other Documents:
      • Employment Contract / Appointment Letter if current employment is less than 1 year old.
      • Last 6 months' Bank Statements showing repayment of any ongoing loans.
      • Account Payee Cheque for processing fee.
Property Related Documents
  • Sale Deed / Agreement For Sale / Copy of the Allotment Letter.
  • Receipt(s) of payment(s) made to the developer.
  • Sanctioned Plan (if applicable).
  • Estimate of construction (if applicable).
  • N.A Order / Permission (if applicable).

Note: Originals will be taken post sanction of the loan, before disbursement.

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Note: Originals will be taken post sanction of the loan, before disbursement.

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Frequently Asked Questions

  • Duly filled application form with photographs of all Applicant & Co-applicants, signed across.
  • Proof of Residence: Valid Passport, Valid Driver's License, Voter's Card, Aadhaar Card (Applicant & Co-applicants).
  • Proof of Identity: Voter's Card, Valid Driver's License, Employer's Card, Aadhaar Card (Applicant & Co-applicants).
  • Proof of Income: Last 3 months' Salary Slips / Salary Certificate with Deductions, Permanent Address confirmation from Employer, Minimum 6 Month Updated banking of all bank accounts for Applicant / Co-applicant(s), Loan Statement for all Current / Closed Loans.
  • Other Documents: Employment Contract / Appointment Letter if current employment is less than 1 year old, Last 6 months' Bank Statements showing repayment of any ongoing loans, Account Payee Cheque for processing fee.

  • Duly filled application form with photographs of all Applicant & Co-applicants, signed across.
  • Proof of Residence: Valid Passport, Valid Driver's License, Voter's Card, Aadhaar Card (Applicant & Co-applicants).
  • Proof of Identity: Voter's Card, Valid Driver's License, Employer's Card, Aadhaar Card (Applicant & Co-applicants).
  • Proof of Income: Last 3 years' Income Tax Returns (self and business), Last 3 years' Balance Sheet and Profit & Loss A/c (self and business), Business continuity proof, GST registration (if applicable).
  • Other Documents: Business profile, Last 12 months' Bank Statements of main operating account, Loan Statement for all Current / Closed Loans, Account Payee Cheque for processing fee.

  • Original title deeds tracing the title of the property for a minimum period of the last 13 years.
  • Encumbrance certificate for the last 13 years.
  • Possession Certificate.
  • Approved Plan of building.

  • Duly filled application form with photographs of all Applicant & Co-applicants, signed across.
  • Proof of Residence: Valid Passport, Valid Driver's License, Voter's Card, Aadhaar Card (Applicant & Co-applicants).
  • Proof of Identity: Voter's Card, Valid Driver's License, Employer's Card, Aadhaar Card (Applicant & Co-applicants).
  • Proof of Income: Last 3 months' Salary Slips / Salary Certificate with Deductions, Permanent Address confirmation from Employer, Minimum 6 Month Updated banking of all bank accounts for Applicant / Co-applicant(s), Loan Statement for all Current / Closed Loans.
  • Other Documents: Employment Contract / Appointment Letter if current employment is less than 1 year old, Last 6 months' Bank Statements showing repayment of any ongoing loans, Account Payee Cheque for processing fee.